Fraud Alert:

An alert put on your credit report that you may be or have become a victim of identity theft. This is appropriate if you have had your wallet stolen or  if you’ve been taken in by a phishing scam. An initial fraud alert  entitles you to a free credit report from each of the three nationwide consumer reporting companies. For more information please visit: http://www.consumer.gov/idtheft/con_steps.htm#fraud