Summer is the perfect time to take a break, but it can also be an opportunity to save money. With a few smart strategies, you can enjoy the season while still improving your financial health.  

Four tips for saving money during the summer months: 

1. Plan affordable getaways. While summer vacations are a highlight, they don’t have to break the bank. Look for budget-friendly destinations or consider a staycation. Booking in advance and traveling during off-peak times can help save money on flights and accommodations. Visit Information, Tickets, and Tours for details on military discounts on entertainment and attractions. 

2. Embrace outdoor activities. Instead of spending money on indoor entertainment, take advantage of free or low-cost outdoor activities. Enjoy hikes, beach days, or picnics in the park. These activities are enjoyable and typically more affordable than other summer entertainment choices. 

3. Cook at home. Dining out can be an expensive routine, especially during the summer when the temptation to eat out is higher. Try cooking meals at home, and take advantage of seasonal produce for fresh, cost-effective dishes. 

4. Automate savings, Set up automatic transfers to your savings account at the start of each summer paycheck. Even small amounts can add up over time, and the money is less likely to be spent impulsively. 

By being mindful of your spending, make summer a time for both relaxation and financial growth. 

Support is available from the Personal Financial Management Program, which offers financial education covering topics such as budgeting.